First Northwest Bancorp Stock Analysis
| FNWB Stock | USD 10.16 0.06 0.59% |
IPO Date 30th of January 2015 | 200 Day MA 8.7585 | 50 Day MA 10.0352 | Beta 0.551 |
First Northwest Bancorp has over 341.02 Million in debt which may indicate that it relies heavily on debt financing. At present, First Northwest's Net Debt is projected to increase significantly based on the last few years of reporting. The current year's Debt To Equity is expected to grow to 2.28, whereas Short and Long Term Debt Total is forecasted to decline to about 214 M. With a high degree of financial leverage come high-interest payments, which usually reduce First Northwest's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
First Northwest's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. First Northwest's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps First Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect First Northwest's stakeholders.
For many companies, including First Northwest, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for First Northwest Bancorp, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, First Northwest's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 0.5835 | Price Sales 1.5017 | Shares Float 6.9 M | Dividend Share 0.14 | Wall Street Target Price 13.25 |
First Northwest Bancorp is undervalued with Real Value of 11.69 and Target Price of 13.25. The main objective of First Northwest stock analysis is to determine its intrinsic value, which is an estimate of what First Northwest Bancorp is worth, separate from its market price. There are two main types of First Northwest's stock analysis: fundamental analysis and technical analysis.
The First Northwest stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and First Northwest's ongoing operational relationships across important fundamental and technical indicators.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Northwest Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private. First Stock Analysis Notes
About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.58. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Northwest Bancorp recorded a loss per share of 0.48. The entity last dividend was issued on the 9th of May 2025. First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. The company was founded in 1923 and is based in Port Angeles, Washington. First Nw operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 288 people. To learn more about First Northwest Bancorp call Matthew Deines at 360 457 0461 or check out https://www.ourfirstfed.com.First Northwest Quarterly Total Revenue |
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First Northwest Bancorp Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. First Northwest's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding First Northwest Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| The company reported the previous year's revenue of 107.19 M. Net Loss for the year was (4.19 M) with profit before overhead, payroll, taxes, and interest of 60.56 M. | |
| First Northwest has a strong financial position based on the latest SEC filings | |
| About 16.0% of the company shares are held by company insiders | |
| Latest headline from thelincolnianonline.com: Financial Review Zions Bancorporation, N.A. versus First Northwest Bancorp |
First Largest EPS Surprises
Earnings surprises can significantly impact First Northwest's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-10-30 | 2025-09-30 | 0.19 | 0.2201 | 0.0301 | 15 | ||
2024-07-25 | 2024-06-30 | 0.08 | 0.16 | 0.08 | 100 | ||
2024-04-25 | 2024-03-31 | 0.12 | 0.04 | -0.08 | 66 |
First Northwest Environmental, Social, and Governance (ESG) Scores
First Northwest's ESG score is a quantitative measure that evaluates First Northwest's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of First Northwest's operations that may have significant financial implications and affect First Northwest's stock price as well as guide investors towards more socially responsible investments.
First Stock Institutional Investors
| Shares | Arrowstreet Capital Limited Partnership | 2025-06-30 | 72.9 K | Holdco Asset Management, L.p. | 2025-06-30 | 59.8 K | Bank Of America Corp | 2025-06-30 | 50.3 K | Pinnacle Holdings, Llc | 2025-06-30 | 47 K | Bridgeway Capital Management, Llc | 2025-06-30 | 38.1 K | Captrust Financial Advisors | 2025-06-30 | 35.7 K | Coldstream Capital Management Inc | 2025-06-30 | 35.5 K | State Street Corp | 2025-06-30 | 33 K | Citadel Advisors Llc | 2025-06-30 | 24.8 K | Fourthstone Llc | 2025-06-30 | 937.4 K | Fmr Inc | 848.7 K |
First Market Capitalization
The company currently falls under 'Micro-Cap' category with a current market capitalization of 90.95 M.First Profitablity
The company has Profit Margin (PM) of (0.07) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.08 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.08.| Last Reported | Projected for Next Year | ||
| Return On Equity | (0.03) | (0.03) |
Management Efficiency
The current year's Return On Tangible Assets is expected to grow to -0.0019. The current year's Return On Capital Employed is expected to grow to -0.0044. At present, First Northwest's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 2 B, whereas Total Assets are forecasted to decline to about 1.5 B. First Northwest's management efficiency ratios could be used to measure how well First Northwest manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 16.47 | 11.71 | |
| Tangible Book Value Per Share | 16.04 | 11.52 | |
| Enterprise Value Over EBITDA | (80.21) | (76.20) | |
| Price Book Value Ratio | 0.57 | 0.54 | |
| Enterprise Value Multiple | (80.21) | (76.20) | |
| Price Fair Value | 0.57 | 0.54 | |
| Enterprise Value | 311.7 M | 194.4 M |
Effective management at First Northwest has been a driving force behind its market achievements. We assess the correlation between management practices and financial success to determine the stock's value.
Technical Drivers
As of the 22nd of February, First Northwest shows the Mean Deviation of 1.03, downside deviation of 1.1, and Coefficient Of Variation of 958.71. First Northwest Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.First Northwest Bancorp Price Movement Analysis
The output start index for this execution was nine with a total number of output elements of fifty-two. The Triangular Moving Average shows First Northwest double smoothed mean price over a specified number of previous prices (i.e., averaged twice).
First Northwest Bancorp Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Northwest insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Northwest's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Northwest insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First Northwest Outstanding Bonds
First Northwest issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Northwest Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Northwest Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
First Northwest Predictive Daily Indicators
First Northwest intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Northwest stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First Northwest Corporate Filings
F4 | 9th of February 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 5th of February 2026 An amended filing to the original Schedule 13G | ViewVerify |
8K | 4th of February 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 29th of January 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 8th of January 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 19th of December 2025 Other Reports | ViewVerify | |
8K | 10th of December 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 12th of November 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
First Northwest Forecast Models
First Northwest's time-series forecasting models are one of many First Northwest's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Northwest's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.First Northwest Bond Ratings
First Northwest Bancorp financial ratings play a critical role in determining how much First Northwest have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for First Northwest's borrowing costs.| Piotroski F Score | 7 | Strong | View |
| Beneish M Score | (3.52) | Unlikely Manipulator | View |
First Northwest Bancorp Debt to Cash Allocation
As First Northwest Bancorp follows its natural business cycle, the capital allocation decisions will not magically go away. First Northwest's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
First Northwest Bancorp currently holds 341.02 M in liabilities with Debt to Equity (D/E) ratio of 4.32, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Northwest's use of debt, we should always consider it together with its cash and equity.First Northwest Common Stock Shares Outstanding Over Time
First Northwest Assets Financed by Debt
The debt-to-assets ratio shows the degree to which First Northwest uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.First Northwest Debt Ratio | 8.8 |
First Northwest Corporate Bonds Issued
Most First bonds can be classified according to their maturity, which is the date when First Northwest Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
First Short Long Term Debt Total
Short Long Term Debt Total |
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About First Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how First Northwest prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Northwest. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | (0.05) | (0.05) | |
| Operating Profit Margin | (0.05) | (0.05) | |
| Net Loss | (0.04) | (0.04) | |
| Gross Profit Margin | 0.47 | 0.80 |
Current First Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 13.25 | Buy | 2 | Odds |
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of First Northwest Bancorp, talking to its executives and customers, or listening to First conference calls.
First Stock Analysis Indicators
First Northwest Bancorp stock analysis indicators help investors evaluate how First Northwest stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Northwest shares will generate the highest return on investment. By understating and applying First Northwest stock analysis, traders can identify First Northwest position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 72.4 M | |
| Common Stock Shares Outstanding | 9.6 M | |
| Total Stockholder Equity | 157.3 M | |
| Quarterly Earnings Growth Y O Y | 3.25 | |
| Property Plant And Equipment Net | 24.1 M | |
| Cash And Short Term Investments | 285.8 M | |
| Cash | 15.5 M | |
| Net Debt | 325.5 M | |
| 50 Day M A | 10.0352 | |
| Total Current Liabilities | 841.3 M | |
| Other Operating Expenses | 113.1 M | |
| Non Current Assets Total | 38.8 M | |
| Non Currrent Assets Other | -3 M |
Complementary Tools for First Stock analysis
When running First Northwest's price analysis, check to measure First Northwest's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Northwest is operating at the current time. Most of First Northwest's value examination focuses on studying past and present price action to predict the probability of First Northwest's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Northwest's price. Additionally, you may evaluate how the addition of First Northwest to your portfolios can decrease your overall portfolio volatility.
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